Archived posting to the Leica Users Group, 2007/06/20

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Subject: [Leica] *Bay & Playpal
From: nathan at nathanfoto.com (Nathan Wajsman)
Date: Wed Jun 20 22:05:07 2007
References: <20070620183958.GC9237@jbm.org> <C29F2D28.5C64A%mark@rabinergroup.com> <20070621025340.GI9237@jbm.org> <3cad89990706202017m77a15dc0mf64b921b8a9387e0@mail.gmail.com>

Which is why credit card companies in Europe are increasingly switching 
away from the old system with signing credit card slips to a PIN-based 
system with no signature. The clerk in the store gets no useful 
information--the store copy of the receipt does not even show the full 
credit card number.
This is especially prevalent in Scandinavia now but is spreading 
elsewhere. It is now basically impossible to use a Visa or MC in Denmark 
without having a PIN code--so if you are planning to visit there, be 
sure to ask your bank for one.

But let's be real: even with the old system the store clerk does NOT 
have all the information to perpetuate a fraud. I do a lot of online 
transactions, and every site where I buy anything requires the billing 
address of the credit card, and many will not ship elsewhere. Also, 
increasingly shopping sites require you to type in your card security 
code, which is not printed with raised letters on the card and hence is 
not printed on the shop receipts. So unless you tell the crooked store 
clerk your billing address, I really do not see many opportunities for 
fraud.

Nathan

Jayanand Govindaraj wrote:
> It is like credit cards - every store checkout clerk where you use the 
> card
> has all the information they require to perpetrate a fraud if they so 
> wish.
> I still say - open a bank account, or get a low limit credit card issued,
> for the sole purpose of effecting transactions on the internet.
> Cheers
> Jayanand
>
> On 6/21/07, Jeff Moore <jbm@jbm.org> wrote:
>>
>> 2007-06-20-19:14:48 Mark Rabiner:
>> > If it was the number already on every check I don't think I'd think
>> twice
>> > about it.
>> > Maybe it was and I shouldn't have.
>> > Was it?
>>
>> As often, a query practically in haiku form.
>>
>> Except for details like the syllables.
>>
>> So maybe haiku spirit.
>>
>> Anyway, look at the bottom of your checks: you should find the bank
>> routing number, and your account number.
>>
>> If that's all they were asking for -- yes, that info can be abused to
>> try to initiate bogus transfers, but it's info everyone you mail a check
>> to gets.  So calibrate your nervousness based on that when making
>> decisions.
>>
>> _______________________________________________
>> Leica Users Group.
>> See http://leica-users.org/mailman/listinfo/lug for more information
>>
>
> _______________________________________________
> Leica Users Group.
> See http://leica-users.org/mailman/listinfo/lug for more information
>
>

-- 
Nathan Wajsman
Almere, The Netherlands

*Opportunistic Image Acquisition*

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In reply to: Message from jbm at jbm.org (Jeff Moore) ([Leica] *Bay & Playpal)
Message from mark at rabinergroup.com (Mark Rabiner) ([Leica] *Bay & Playpal)
Message from jbm at jbm.org (Jeff Moore) ([Leica] *Bay & Playpal)
Message from jayanand at gmail.com (Jayanand Govindaraj) ([Leica] *Bay & Playpal)