Archived posting to the Leica Users Group, 1999/12/30
[Author Prev] [Author Next] [Thread Prev] [Thread Next] [Author Index] [Topic Index] [Home] [Search]I thought this was the case also. I went in to have a special rider put on my policy and in the conversation found that I was already covered far in excess of the value of my equipment. I am sure this may vary by policy, but I was glad to know I am covered! Dan > >Dan, > > >Your home-owners insurance should cover theft, and frankly you would have >to > > be an idiot to loose a Leica << > >My point was that any modern Leica camera or lens exceeds the standard >limits of most homeowner's policies. By adding a relatively inexpensive >all-risk rider to your existing policy, you are covered for everything the >Passport warranty covers (except adjustment or maintenance not made >necessary by damage) as well as theft, fire, cosmetic damage or loss. > >By "loss" I mean any situation in which you cannot return the remains (with >a legible serial number) to Leica. I don't mean forgetting where you put >it. >This would include robbery, theft, or, for those who are inclined to drop >their cameras, dropping it into a place from where it can't be recovered. > >In the documentation that comes with the Passport, Leica doesn't call it a >"warranty" or a "guarantee." These terms can have strict legal meanings. >Instead, Leica call it the "Passport Protection Plan." > >I'm not an insurance salesman and really don't care whether anyone else >pays >the extra hundreds of dollars for the Passport coverage. Everyone's needs >are different - as is everyone's existing coverage. In my case, I've saved >a >tremendous amount of money by forgoing the Passport coverage and I think my >cameras and lenses are better protected. With the money I've saved, I could >afford to pay for a little maintenance. I think that in the last 20 years >I've spent about $175 on a single Leica repair - on a camera that wouldn't >have been eligible for Passport anyway. > > >Bryan > >----- Original Message ----- >From: "Dan S" <dstate1@hotmail.com> >To: <leica-users@mejac.palo-alto.ca.us> >Sent: Thursday, December 30, 1999 4:39 AM >Subject: Re: [Leica] Passport Un-Warranty (Not TRUE!) > > > > So are you expecting your auto-warranty to cover theft also? > > Would you buy a new car without a warranty? > > The warranty is just that, a WARRANTY, not insurance. > > > > Your home-owners insurance should cover theft, and frankly you would >have >to > > be an idiot to loose a Leica. > > Also, based on the conversations here on the LUG, FAR more of us have > > dropped our cameras than had them stolen!(I even remember someone >dropping > > their camera in the toilet!) > > > > I have NEVER had a camera stolen, but I have dropped damn near all of >them > > at one time or another. > > > > Dan States > > > > > > > > > > > > > > > > >Now, before you buy a camera with the "passport" > > >warranty, go in the bathroom, close the door, take off > > >your shirt, look in the mirror, and see if you have > > >the word "SUCKER" tattooed on your chest. > > > > > >The Passport warranty DOES NOT COVER theft or loss. > > >These are your too greatest areas of exposure. Would > > >you buy auto insurance that didn't cover theft? Of > > >course not. Also, the thing they don't tell you is > > >that the passport warranty DOES NOT COVER cosmetic > > >damage. Oh yes, what do you do if you are out of the > > >country and you have a problem? Well, you are out of > > >lock, because you have to return the camera to Leica > > >USA....got-cha. > > > > > >Of course, the dealers selling passport warranty > > >cameras will try and scare you into buying a passport > > >camera playing on your fears of not being able to get > > >it serviced, etc. Don't buy it. Any good dealer who > > >sells NON-passport Leica equipment will be able to > > >take care of getting it serviced for you. Just ask > > >them. > > > > > >Plus, if the passport warranty is such a great deal, > > >why don't they off the camera, lens, etc. without it? > > >The reason is, nobody would buy it. > > > > > >Now, if you are planning to buy an R8, disregard all > > >of the above. > > > > > >The moral to this story is: > > > > > >Don't buy insurance from a camera dealer, and don't > > >buy a camera from your insurance agent. > > > > > >Bill > > > > > > > > > > > > > > > > > >__________________________________________________ > > >Do You Yahoo!? > > >Talk to your friends online with Yahoo! Messenger. > > >http://messenger.yahoo.com > > > > ______________________________________________________ > > Get Your Private, Free Email at http://www.hotmail.com > > > ______________________________________________________ Get Your Private, Free Email at http://www.hotmail.com