Re: [Leica] Passport Un-Warranty (Not TRUE!)

["Bryan Caldwell" <bcaldwell@softcom.net>]

Dan,

>Your home-owners insurance should cover theft, and frankly you would have
to
> be an idiot to loose a Leica <<

My point was that any modern Leica camera or lens exceeds the standard
limits of most homeowner's policies. By adding a relatively inexpensive
all-risk rider to your existing policy, you are covered for everything the
Passport warranty covers (except adjustment or maintenance not made
necessary by damage) as well as theft, fire, cosmetic damage or loss.

By "loss" I mean any situation in which you cannot return the remains (with
a legible serial number) to Leica. I don't mean forgetting where you put it.
This would include robbery, theft, or, for those who are inclined to drop
their cameras, dropping it into a place from where it can't be recovered.

In the documentation that comes with the Passport, Leica doesn't call it a
"warranty" or a "guarantee." These terms can have strict legal meanings.
Instead, Leica call it the "Passport Protection Plan."

I'm not an insurance salesman and really don't care whether anyone else pays
the extra hundreds of dollars for the Passport coverage. Everyone's needs
are different - as is everyone's existing coverage. In my case, I've saved a
tremendous amount of money by forgoing the Passport coverage and I think my
cameras and lenses are better protected. With the money I've saved, I could
afford to pay for a little maintenance. I think that in the last 20 years
I've spent about $175 on a single Leica repair - on a camera that wouldn't
have been eligible for Passport anyway.


Bryan

- ----- Original Message -----
From: "Dan S" <dstate1@hotmail.com>
To: <leica-users@mejac.palo-alto.ca.us>
Sent: Thursday, December 30, 1999 4:39 AM
Subject: Re: [Leica] Passport Un-Warranty (Not TRUE!)


> So are you expecting your auto-warranty to cover theft also?
> Would you buy a new car without a warranty?
> The warranty is just that, a WARRANTY, not insurance.
>
> Your home-owners insurance should cover theft, and frankly you would have
to
> be an idiot to loose a Leica.
> Also, based on the conversations here on the LUG, FAR more of us have
> dropped our cameras than had them stolen!(I even remember someone dropping
> their camera in the toilet!)
>
> I have NEVER had a camera stolen, but I have dropped damn near all of them
> at one time or another.
>
> Dan States
>
>
>
>
> >
> >
> >Now, before you buy a camera with the "passport"
> >warranty, go in the bathroom, close the door, take off
> >your shirt, look in the mirror, and see if you have
> >the word "SUCKER" tattooed on your chest.
> >
> >The Passport warranty DOES NOT COVER theft or loss.
> >These are your too greatest areas of exposure.  Would
> >you buy auto insurance that didn't cover theft?  Of
> >course not.  Also, the thing they don't tell you is
> >that the passport warranty DOES NOT COVER cosmetic
> >damage.  Oh yes, what do you do if you are out of the
> >country and you have a problem?  Well, you are out of
> >lock, because you have to return the camera to Leica
> >USA....got-cha.
> >
> >Of course,  the dealers selling passport warranty
> >cameras will try and scare you into buying a passport
> >camera playing on your fears of not being able to get
> >it serviced, etc.  Don't buy it.  Any good dealer who
> >sells NON-passport Leica equipment will  be able to
> >take care of getting it serviced for you.  Just ask
> >them.
> >
> >Plus, if the passport warranty is such a great deal,
> >why don't they off the camera, lens, etc. without it?
> >The reason is, nobody would buy it.
> >
> >Now, if you are planning to buy an R8, disregard all
> >of the above.
> >
> >The moral to this story is:
> >
> >Don't buy insurance from a camera dealer, and don't
> >buy a camera from your insurance agent.
> >
> >Bill
> >
> >
> >
> >
> >
> >__________________________________________________
> >Do You Yahoo!?
> >Talk to your friends online with Yahoo! Messenger.
> >http://messenger.yahoo.com
>
> ______________________________________________________
> Get Your Private, Free Email at http://www.hotmail.com
>