Archived posting to the Leica Users Group, 2013/06/04
[Author Prev] [Author Next] [Thread Prev] [Thread Next] [Author Index] [Topic Index] [Home] [Search]I did once have a card cloned, rather than just having the account information hijacked - it happened in the Providence, RI airport .? I have had several Citibank MCs hijacked over the years - this episode triggered an entirely different response by the bank.? I would guess that losses due to card cloning are a small fraction of overall card theft/hijacking losses (but I haven't researched it). I would guess the answer to the question someone posed later in this thread about why banks don't replace "dumb" cards with "smart" cards is simple: they presumably estimate that costs would exceed net savings.? Whatever else is true about banks, they tend to evaluate things in terms of the bottom line (though they certainly can get the facts wrong in making these estimates). John ----- Original Message ----- From: "Bill Pearce" <billcpearce at cox.net> To: "Leica Users Group" <lug at leica-users.org> Sent: Tuesday, June 4, 2013 1:17:23 PM Subject: Re: [Leica] SD cards & magnets or quietest bag - Mark Most of the tales about those cards being copied refer to something that happened in New York City, related by someone that lives in Hoxie Kansas, or Western Nebraska or Maytag Iowa. Don't know if any are true, but the sort of person that lives by choice in these very small towns is the sort of person that thinks that NYC is a den of iniquity and nothing good ever can happen there. They think that bad taco sauce is just the tip of the iceberg. But if the stories are true or not is of no concern, because whoever first said this is right: perception is reality. If folks think something is bad, IT IS. And the USA is slow to adopt anything done in Yurrip, it is a place where people who are too insane/perverted/dishonest/whatever live when thy can't move to New York. As the famous jazz piano player, singer and songwriter Dave Frishberg said, "I've never been to Calcutta, but until then, New York will do." Short response: Should we have these cards in common use? Don't know, but whatever you think it won't come soon. -----Original Message----- From: Frank Filippone Sent: Tuesday, June 04, 2013 9:42 AM To: 'Leica Users Group' Subject: Re: [Leica] SD cards & magnets or quietest bag - Mark We just researched this subject for our use.... Physically, there are 3 types of Credit Cards... Plus the Debit Versions, that only differ in where they take the money from. This is from a US perspective... foreign cards are more advanced! 1) Normal old Credit cards.. like the ones they issued to me in 1970... Mag strip on the back, signature spot on back, signature required. ?( No one checks signatures any more...they want to see ID....) 2) Card with Smart Chip... Signature required... The only type of Smart Card you can get in the USA ( with 1 exception, which I forget who offers). ?Not really too advanced over #1, but Europe can use them, sometimes. ?Sometimes not useable in Europe's automated ( or not) ATM or other credit card readers.... 3) Smart Card with PIN.... ?Absolutely the most secure card. ?Swipe+ use PIN, no signature required... and what Europe has used for the past XXX years.... The Smart Chip is an RFID chip, that allows for non-contact reading. All the talk about reading these Smart Chips while walking by a bad guy is in the US.... Paranoia.... ?If it were a real risk, Europe would not use them.... For the Bankers among us... if the absolutely most secure solution is #3, and the Banks complain about fraud, why do they not change over? BTW, it took over an hour with CITI Bank to figure out what kind of card they were providing us with and 2 tries to get it right... ?We will see if it works in Europe....at all.... Frank Filippone Red735i at verizon.net _______________________________________________ Leica Users Group. See http://leica-users.org/mailman/listinfo/lug for more information _______________________________________________ Leica Users Group. See http://leica-users.org/mailman/listinfo/lug for more information