Archived posting to the Leica Users Group, 2003/11/18
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We get a lot of lightning here, guess I should have looked into that before
moving... So far theft has not been a problem. I do not smoke. So far
the dog has not bitten anyone, most are too afraid to get close enough. ;-)
It is fairly quiet here in Small Town USA.
Gene
"B. D. Colen"
<bdcolen@earthlink.net> To: <leica-users@mejac.palo-alto.ca.us>
Sent by: cc:
owner-leica-users@mejac.palo Subject: RE: [Leica] Bessa R2 question--Insurance
-alto.ca.us
11/17/2003 04:06 PM
Please respond to
leica-users
Lightning being an act of somethingbigger than we, and being unrelated
to the theft risk in your neighborhood, your smoking in bed, your dog's
biting someone, etc. etc. - I'd guess that they'd give you your 1 in 1
million hit and move on. ;-)
- -----Original Message-----
From: owner-leica-users@mejac.palo-alto.ca.us
[mailto:owner-leica-users@mejac.palo-alto.ca.us] On Behalf Of
grduprey@rockwellcollins.com
Sent: Monday, November 17, 2003 4:31 PM
To: leica-users@mejac.palo-alto.ca.us
Subject: RE: [Leica] Bessa R2 question--Insurance
B. D.
Have not had that happen yet. My last claim was 2 years ago and they
replaced my $3000 ham transceiver and several other items such as
refrigerator, dishwasher, and stove which were all destroyed by
lightning, without even a hint of argument.
Gene
"B. D. Colen"
<bdcolen@earthlink.net> To:
<leica-users@mejac.palo-alto.ca.us>
Sent by: cc:
owner-leica-users@mejac.palo Subject: RE:
[Leica] Bessa R2 question--Insurance
-alto.ca.us
11/17/2003 01:36 PM
Please respond to
leica-users
The one problem, of course, Gene, is that now days insurance companies
will drop you if you so much as burp, much less file a claim - or, God
forbid, claimS. ;-)
- -----Original Message-----
From: owner-leica-users@mejac.palo-alto.ca.us
[mailto:owner-leica-users@mejac.palo-alto.ca.us] On Behalf Of
grduprey@rockwellcollins.com
Sent: Monday, November 17, 2003 2:27 PM
To: leica-users@mejac.palo-alto.ca.us
Subject: RE: [Leica] Bessa R2 question--Insurance
Yes this is true, if you do photography for a living then you have to
get a different policy, but since I do not, the basic policy and or a
rider is all I need. I have had to replace some pretty expensive radio
equipment in the past and the insurance replaces it with little or no
questions. So far I've not had to replace any cameras this way, but I
do not worry at all if such a thing ever happens.
Gene
"Kit McChesney"
<kitmc@acmefoto.com> To:
<leica-users@mejac.palo-alto.ca.us>
Sent by: cc:
owner-leica-users@mejac.palo Subject: RE:
[Leica] Bessa R2 question--Insurance
-alto.ca.us
11/17/2003 11:10 AM
Please respond to
leica-users
Homeowners insurance usually covers most goodies, and if not, you can
pay for a rider that will cover your really expensive goods. If you make
a living from them, you have to buy a different type of insurance, a
business policy.
Kit
- -----Original Message-----
From: owner-leica-users@mejac.palo-alto.ca.us
[mailto:owner-leica-users@mejac.palo-alto.ca.us] On Behalf Of David
Degner
Sent: Monday, November 17, 2003 9:37 AM
To: leica-users@mejac.palo-alto.ca.us
Subject: Re: [Leica] Bessa R2 question
grduprey@rockwellcollins.com wrote:
>If something happens to them that is what I pay insurance for.
>Insurance is cheap for what it does. Yes Leicas are expensive, but
>insurance is cheap for when its needed.
>
I don't know much about insurence. Do you have an insurance for just
your cameras or does it cover everything in your house?
David
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